5/05/2006

 
False: banks love you, true: banks are robbers...

It is a common belive to think that banks are making a living of their customers, like you or me. If one look into a bank's chart, it say(in other terms) that the purpose of a bank is there to serve the general public(the peoples).

This statement is only real because it is what it's writen. In the cold hard day-to-day reality, Mr. Bank, from the 237th story of his (ivory, marble and diamond with security guards) office tower, he dosen't give a crap about small people down below. A bank, if it could, would get rid of the people faster than would an H-bomb. Fortunatly for us, our fathers(of the constitution) tied them hard for us, they don't have a choice.

Think if you we're Mr. Bank for a second, banks branches are there to serve the people, and to him, all this infrastructure required to do so is in the red column(spending) of it's annual report. Plus, our little contribution(pay, savings, checkings accounts) are peanuts to the bank. This is why banks have tons of non-buisness hours and tons of ATM's.

The real buisness for a company like a bank is to serve the "people" that look the most like herself, other companies. For thoses who are unaware, companies in Canada are considered a moral person(with no hearth, but still). Let me laught. And again, and again....

Theses companies are the ones who have the REAL money, and what a luck for the bank, most of their transactions are done through computers. This is the biggest part of a bank's profits not only because this does not require physical infrastructure to serve them, but it usualy dosen't require any customers support, only accountants.

You and me have no accountant to count our cash.

This is where the Bank become a robber, since we have no one to really help us put our things together(to advice...guide...), he can do whatever he wants with us. This time, because we don't have a choice, our employer(company) pays us automaticaly thru is good friend: Mr. Bank.

This is a vicious circle. Plus we also, in most case, have others need we need to fill that we cannot really afford. Like buying a house, or holding a loan for a car(to go to work).

To give you an easy proof, a bank even advertise on my blog site....at top, why don't you click on their ads, this will give me a little money, paid thru another bank.

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